Are you searching for the cheapest car loan rate?

  • Has your local bank declined you?

  • Minor credit impairment or default?

  • Short term employment?

  • Another reason?

Great. You are in the right place.

We help borrowers get approved for the best car finance rates who may not quite fit the major bank’s onerous lending criteria.

We research all of the smaller banks, credit unions, non banks and and private car loan lenders to match you with the best car loan offer.

Please let us find the best car loan rates no matter your situation


Answer a couple of questions; the amount you need for a car, when you are looking to buy a car, your residential, employment and credit history.


We then search, compare and choose the best car loan lender, based on your car loan requirements.


We will then contact you back with your pre approval and finalise your application for a formal car loan approval.

Cmon, Let’s get started


Recent Customer Feedback

Thank you so much Search Finance, you guys rock, great car rate for me and great deal on the car too, fantastic. 

B Meakin

We received a very cheap car loan rate at 5.45%pa and your car loan service was very good. 

M and P McGuire

I thought our recent credit default may stop us from getting a decent car loan amount and we may be declined, but we got approved and at a decent loan rate. 

O Costigan

Well done Matt, great help finding a car and loan at 4.92%. 

H Jeffreys

If you need a car loan and want someone who takes the time to find you the best car loan deal for your situation, then I recommend Search Finance, i'm referring my daughter to them next week too. 

K Cole

See More Latest Testimonials

Cheapest car loan rates online

Cheapest car loan rates online

The car loan rate that you get approved for depends on a number of factors, such as the year of the car you wish to purchase, car loan amount, your employment, residential, savings, financial repayment and credit history.

Once we have your current history record, only then will a car loan lender provide you with your best car loan rate.